We could always introduce a purge. Maybe every 5-10 years (random) the 10 wealthiest individuals must fight to the death. Win or lose they lose all their money and have to start over. Its like the Olympics. And they can use their money to equip themselves, with tech and weapons.
Its like the Olympics
But yeah capitalism is no bueno
Basically what you said: those with the means get a fire sale during market crashes. So even if it isn’t the intention of the policies (unlikely) its still what will happen. And the rest of us (super majority) are worse off, more desperate, and will probably work for less pay.